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We don't cover: Wear and tear, maintenance and routine decoration Theft, vandalism or accidental damage caused by a paying guest or tenant The cost of repairing or replacing items following a mechanical or electrical fault Damage or theft if the house has been unoccupied for.
Items must be stolen or damaged beyond repair.Personal Possessions cover is included as standard under the Direct Line Home Insurance Plus curiology discount code policy (when you select contents cover) and covers your personal belongings (including up to 1,000 for Money) against theft, loss or accidental damage anywhere in the world.Membership continues after your trial.75 per month.Room details The total number of bedrooms and bathrooms.Select a Home Insurance product.Underwritten by nsurance Limited.As soon as you've taken out your Which?But if the price rockets next year I will change.Learn more, contents and buildings insurance combined, if you own your property, combining both options can often work out cheaper.If youre getting hitched, having a baby or celebrating a key religious festival, well increase the cover by 10 in case your belongings are damaged or stolen.Any individual items worth more than 4,000 must be specified on the policy.It covers items inside the house, garage, shed and garden.
Home emergency Up to 1,500 for call outs, labour and parts when using one of our approved repairers in an emergency.

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Accidental Damage Cover Additional cover for when unexpected accidents happen, such as spillages on the carpet, breakages around the house or drilling through hidden pipes.