Get the 10 bonus, or even the 75 bonus.
There is no annual fee, which is great.
We group similar MCCs into Bonus Categories to help you earn bonus rewards on purchases made at specific merchants.
Shopping strategically will help, a little, to earn more when shopping mrs meyers discount with the Bank of America Cash Rewards credit card: Shop where it counts most.Those tickets to Hawaii might go from requiring 40,000 points to 50,000 points over time, says Brian Riley, research director at TowerGroup, a financial services advisory firm.Keeping 100,000 in your account would dramatically increase your total earn rate on the card, from 3 on gas and 2 at grocery stores and wholehouse clubs.25 and.5, respectively.Rewards Expiration: As long as your account remains in good standing, cash rewards do not expire.With the Bank of America Cash Rewards credit card, you can get 25 to 75 more rewards when redeeming if you have high enough balances in your affiliated checking, savings and investment accounts.Max out your bonus spending caps.The following transactions are not considered Net Purchases and will not earn cash rewards: Balance Transfers and Cash Advances (each as defined in your Credit Card Agreement fees, interest charges, fraudulent transactions and certain other charges.If you can, and if you want, go all.If you can meet the Bank of America Cash Rewards credit cards spending caps each quarter without overspending, youll get more value out of this card.That means a 100 cash rewards redemption becomes 125, 150 or 175, based on your tier when you redeem.The Bank of America Cash Rewards credit card is a difficult card to maximize because it rewards loyalty above all else.Say you maxed out half your spending caps at grocery stores and wholesale clubs and half for gas, for example. .With the Bank of America Cash Rewards credit card, youll earn: 3 for gas (not including warehouse clubs or superstores).
Dollar sum and may be requested on demand, or by registering for automatic redemption.
I've had this card for about 3 years, and I really like using.